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Acams Certified Cryptoasset Anti-Financial Crime Specialist Examination CCAS Exam Questions

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Question #6 (Topic: Demo Questions)

Which of the following are red flag indicators specifically related to anonymity? (Select Two.)

A.
Use of decentralized or hardware wallets to transport crypto assets across borders
B.
Users utilizing mixing services
C.
Use of privacy-orientated email services
D.
Use of crypto assets that are linked to fraudulent schemes
E.
Users exhibiting unusual sign-on activity
Correct Answer: A, B
Explanation:
Anonymity red flags in crypto include the use of:
Decentralized or hardware wallets (A): These wallets are often unhosted and can facilitate anonymous transfers across borders, complicating AML controls.
Mixing services (B): These obscure transaction trails by blending multiple users’ funds, enhancing anonymity and increasing ML risk.
Privacy-oriented email services (C), fraudulent scheme-linked assets (D), and unusual sign-on activity (E) are also risk indicators but not specifically tied to anonymity in cryptoasset transactions.
AML guidance and thematic reviews emphasize A and B as key anonymity-related red flags.
Question #7 (Topic: Demo Questions)

Based on Financial Action Task Force guidance, when a crypto asset exchange carries out an occasional transaction, the exchange is required to conduct CDD when the transaction is above:

A.
USD/EUR 1000.
B.
USD/EUR 5000.
C.
USD/EUR 10000.
D.
USD/EUR 15000.
Correct Answer: C
Explanation:
FATF guidance sets the threshold for Customer Due Diligence (CDD) on occasional transactions at USD/EUR 10,000 or equivalent. This means that when a cryptoasset exchange processes a one-off transaction exceeding this amount, it must apply appropriate CDD measures.
This aligns with FATF Recommendation 10 and is adopted by DFSA and FSRA frameworks governing virtual asset service providers, ensuring transactions over this limit are subject to identity verification and risk assessment.
Extracts from AML and COB modules emphasize this threshold as the trigger for CDD on occasional transactions to prevent laundering through high-value single transfers.
Question #8 (Topic: Demo Questions)

Which privacy-enhancing feature hides both the sender and receiver in a transaction?

A.
Ring signatures
B.
Multi-sig
C.
Proof-of-Authority
D.
Token swap
Correct Answer: A
Explanation:
Ring signatures, used in Monero, blend a sender’s transaction with others to obscure sender identity, increasing AML risk.
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